Terms and disclaimer
Real Pay Calculator provides general educational estimates, not personalised tax, legal, financial or payroll advice.
Acceptance
By using this website, you agree to these terms. If you do not agree, do not rely on or continue using the calculators.
Educational estimates
Calculators simplify legislation and payroll practice into stated scenarios. Results may differ from actual payslips, tax returns, assessments or employer calculations because of tax codes, prior pay, payment dates, rounding, benefits, deductions and personal circumstances.
The website must not be used to run payroll, file a return, make a statutory calculation or replace advice from HMRC, another competent authority or a qualified professional.
Your responsibility
You are responsible for checking inputs, assumptions, tax year, jurisdiction and source dates before using a result. Decisions about employment, relocation, pensions, borrowing or tax should consider information beyond this website.
No government affiliation
Real Pay Calculator is independent and is not affiliated with, endorsed by or acting for HMRC, GOV.UK, the Scottish Government or any other government body. External links are provided for verification and convenience.
Availability and changes
The site may change, suspend or remove calculators and content. We aim to correct material errors but do not guarantee uninterrupted availability or that every page reflects a change immediately after it is announced.
Liability
To the extent permitted by applicable law, the site operator is not liable for loss arising from reliance on an estimate, unavailable service, incomplete input or unsupported scenario. Nothing in these terms excludes liability that cannot lawfully be excluded.
Intellectual property and acceptable use
You may use calculator outputs for personal evaluation and link to public pages. You may not disrupt the service, attempt unauthorised access, misrepresent the site as an official service, or reproduce the site’s design and substantial content as your own.
Questions
Use the contact form for questions about these terms. Do not send confidential tax or payroll documents.